Short-Term and Long-Term Disability
The Hartford helps provide an additional layer of financial protection by offering company-paid Short- Term Disability (STD) benefits and Long-Term Disability (LTD) coverage. You also have the opportunity to purchase additional LTD coverage.
You can find more details on these Plans in the Summary Plan Descriptions and Highlights located on Fidelity NetBenefits.
Learn More About Your Coverage Options
With our enhanced MyTomorrow interactive tool, answer a few quick questions to receive a personalized video message to help you understand your Disability insurance options.
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| Type of Coverage | How It Works / Amount of Coverage |
| Short-Term Disability | Employees working at least 20 hours per week may be eligible for Short-Term Disability benefits after 180 days of employment provided their injury or illness is not considered work-related. Short-term disability coverage begins after one week of disability and is payable for up to 25 weeks. The benefit amount is 100% of pay 1 for the first 8 weeks of the disability period and 60% for the next 17 weeks. For exempt employees, this video will explain how your benefit is paid during an approved disability leave. This pay calendar will help you understand which disability payments will be paid during each semi-monthly payroll. Nonexempt employees will receive disability pay on the same schedule you would while actively at work. Short-Term Disability Highlights Sheet |
| Long-Term Disability | The Hartford provides eligible employees working 20 hours per week with company-paid Long-Term Disability (LTD) coverage at 50 percent of your eligible income. You also have the opportunity to purchase additional coverage to replace 60 or 70 percent of your income up to an annual salary of $360,000 2. Long-Term Disability Highlights Sheet |
| 1Short-Term Disability benefits are based on annual salary only; it does not include annual incentive, commission, LTI or any other performance- based compensation. | |
| 2You may be required to provide Evidence of Insurability (EOI) to increase your coverage more than one coverage level. |