Additional Health Resources for Getting Guidance/Saving Money
WHY STAY UP TO DATE WITH YOUR PREVENTIVE CARE
First, it’s cost effective. Preventive care includes routine wellness exams, screenings, and immunizations intended to prevent or avoid illness or other health problems, and these services are covered at 100%, not subject to deductible, when you see an in-network provider.
More importantly, staying up to date on preventive care means you have a better chance of catching emerging health issues early, when:
- they are usually more treatable and less expensive to treat, and
- have the potential for a better outcome.
Please note that the same procedure may be considered preventive or diagnostic depending on the situation.
What is the difference between preventive v. diagnostic?
Preventive
- Preventive screening reasons
- Billed as preventive
Diagnostic
- Diagnoses or treats symptoms or risk factors that are already present
For instance: A colonoscopy intended as preventive may become diagnostic if a polyp or area of concern is identified. Speak to your provider if you have questions about how your claim is being submitted.
Refer to your health plan option’s Summary Plan Description on NetBenefits for details on what is considered preventive. Log on the myuhc.com to develop a personalized preventive care checklist.
PERSONAL SUPPORT FOR YOUR CHRONIC HEALTH CONDITIONS
Maintaining a relationship with your Primary Care Physician (PCP) helps you avoid more serious condition-related events that can be expensive to treat and decrease your quality of life. Your PCP supports you in:
- Managing any chronic conditions that you may have such as hypertension or diabetes
- Staying compliant with your maintenance medications
In addition, UnitedHealthcare provides a program called Personal Health Support. If you are living with a chronic condition or dealing with complex health care needs, UnitedHealthcare may assign to you a primary nurse, referred to as a Personal Health Support Nurse, to guide you through your treatment answer questions, explain options, identify your needs, and/or refer you to specialized care programs, if appropriate. To find out more call a UnitedHealthcare Advocate at 1-844-562-6280.
Level2 for Type 2 Diabetes
If you have Type 2 diabetes, you may want to investigate UHC’s Level2 program, which provides you with a:
- No-cost continuous glucose monitor
- Care Team made up of providers, coaches and dietitians
- Defined process to understand and improve your glucose control
UnitedHealthcare’s Condition Management Program
If you have been diagnosed with CAD, COPD, heart failure, asthma or diabetes, you are eligible to participate in this program.
GET HELP WITH YOUR HEALTHCARE QUESTIONS AND DECISIONS
2.nd MD If you have received a new diagnosis, need help managing a chronic condition or need surgery, you can get a virtual second opinion from a doctor with 2nd.MD at no cost to you. They’ll provide you with evidence-based information to help you understand your options, coordinated with your health plan resources. This service can help with all adult and pediatric subspecialties. Find Out More.
Specialist Management Solutions (SMS) Get help finding high-quality, local providers for your specialty care needs; developing personalized care plans; and, if appropriate, scheduling appointments with specialists or for procedures. Using a concierge model, SMS Advocates serve as a single point of contact for members across 11 specialties. Find Out More.
Cancer Support Program (CSP) If you’re preparing for cancer treatment or have already started, connect with an oncology nurse for support throughout your treatment journey with: exploring your options, finding answers to questions, managing symptoms and side effects and/or get help working with your doctors. Find Out More.
HOW TO SAVE MONEY ON YOUR HEALTHCARE EXPENSES
Use in-network providers and compare costs. UHC negotiates discounts on services with providers in their network so that you pay less for services when meeting your deductible and paying your cost share after your deductible is met. Log on to myuhc.com to look for in-network providers in your area and to cost compare what in network providers and facilities are charging for visits and other medical services.
Use Urgent Care instead of ER. Non-life-threatening injuries can be treated more cost efficiently and less expensively in an urgent care facility.
Use virtual healthcare when appropriate. When you use one of UHC’s virtual visit providers (Amwell, Doctor on Demand or Teledoc) to diagnose and treat minor illnesses such as a sore throat, an ear infection or bronchitis, your cost is as follows:
| Type of Virtual Visit | PPO MyChoice Select |
CDHP MyChoice Select |
CDHP MyChoice Core |
|
| Medical | $0 copay | $0 not subject to deductible | $0 not subject to deductible | |
| Behavioral Health | $0 copay | $0 not subject to deductible | $0 not subject to deductible | |
What is the difference between a Virtual Visit and a telehealth visit?
A Virtual Visit is a medical or behavioral health visit conducted over the internet or on the telephone by one of UHC’s Virtual Visit vendors, currently Amwell, Doctor on Demand or Teledoc.
A telehealth visit is a medical or behavioral health visit conducted over the internet or on the telephone by your PCP or other healthcare provider. A telehealth visit with your PCP or other healthcare provider will be covered the same as any office visit and subject to the deductible, if applicable.
Enroll in Voluntary Coverage
During Annual Enrollment, which is typically in the Fall, explore our suite of voluntary coverages, Hospital Indemnity, Accident and Critical Illness, that provide lump sum cash payments that help you pay for your healthcare expenses such as your deductible and cost share as well as everyday expenses that occur during a covered event or illness.
Participate in the Well-being Incentive Program
Receive extra dollars in your paycheck for completing the following as part of the program:
- Take the Well-being Check on My Wellness at Work, $250.
- Complete your annual preventive physical, $500 and you can earn another $500 if your covered spouse/partner gets their annual preventive physical. Your spouse/partner must also be registered on My Wellness at Work separately.
- Completing well-being activities, $100 for single coverage, $250 for family coverage.