Welcome to The Hartford! We’re Glad You Joined Us!

What You Need To Know

You have 31 days from your date of hire to enroll in your health and insurance benefits and any selections you make are retroactive to your hire date. These include:

• Medical, Dental, and/or Vision
• Flexible Spending Accounts (Healthcare, Limited Purpose and/or Dependent Day Care)
• Optional Life and AD&D
• Optional Voluntary Coverage (Hospital Indemnity, Critical Illness, Accident Insurance, ID Theft Monitoring and/or Legal Insurance)

If you do not enroll within 31 days of your hire date, you won’t be able to enroll in health and insurance benefits until the next Annual Enrollment period unless you experience a qualified status change*.

Have you made 401(k), Flexible Spending Account (FSA) and/or Health Savings Account (HSA) contributions to other employer plans or accounts this year?
To ensure that you do not exceed annual IRS 401(k), FSA and/or HSA contribution limits, when making your elections for The Hartford plans, please take these prior contributions into consideration. The Hartford does not have access to contribution amounts made to other plans outside The Hartford.

You Can Start Saving for Retirement Right Away
Upon hire you are eligible to begin contributing to the Investment and Savings Plan (ISP), the company’s 401(k) and receive company contributions.

• The company automatically contributes 2% of eligible pay and matches 100 percent of every dollar you save up to 6%* eligible pay to your 401(k) account (*excluding catch-up contributions)
• You will be automatically enrolled in the ISP at a rate of 6% of your eligible pay if you have not already made an election (including an election not to contribute).

*Qualified status changes or qualifying life events include marriage, birth of a child, death, divorce and dependent eligibility changes. Go to NetBenefits for more information on qualified status changes.